Acceptance Criteria for First Underwriting Impound

About The Driver

  • am purchasing this Impound Release Policy for the release of my own vehicle from an official vehicle impound following it’s confiscation
  • am NOT Unemployed, or have an occupation which is connected to the following trades or professions: Motor Trade, Licenced Taxi or Mini-Cab Driver, Couriers, Parcel Delivery, Fast-food delivery, Entertainment Industry, or a Professional Sports person
  • have resided in the UK for the past 5 years
  • currently hold a valid full UK driving licence and have held this for a minimum of 6 months
  • am the owner and registered keeper of the vehicle
  • have had NO MORE THAN 1 accident, claim or lose in the past 3 years irrespective of blame
  • have had NO MORE THAN 3 penalty points (6 points for drivers aged 26 yrs+) on my licence in the past 3 years and have no police enquiry pending (other than a No Insurance Conviction (IN10) resulting from the seizure of the vehicle to be insured on this policy)
  • have NOT been disqualified from driving or had my licence revoked in the past 5 years
  • have NEVER had an insurance policy cancelled, made void or refused; or had an insurance claim repudiated or declined
  • have NEVER been convicted of any criminal offence or have any possible prosecution pending

About the Vehicle

  • usage will be restricted to social domestic & pleasure purposes only
  • has a valid MOT certificate if required, and is not currently declared as being off-road under the DVLA SORN regulations
  • is NOT a Motorcycle, Moped, Scooter, Horsebox, Licensed Taxi or Minicab, Lorry, Minibus, Recovery Vehicle, Refrigerated or a Tipper
  • has not been modified or altered in any way - including wheels, suspension, bodywork and engine. Vehicles modified to cater for a disabled driver or passenger or converted to LPG are acceptable
  • is not over 3.5T GVW has no more than 8 seats, is not a Left Hand Drive vehicle
  • will NOT be used to carry hazardous goods, scrap waste or be used or driven at a hazardous location, or for any purpose in connection with the motor trade, carriage of goods or passengers for hire or reward, racing, pace-making, speed testing, rallies, trials or competitions
  • is not being exported outside the UK during this insurance cover